Executive Summary
ResidentialTriage & Immediate Actions
- PRIORITY ACTION Outstanding deed(s) of trust (recent) (Docs #2021124726) Detection: explicit_no_release — 1 recent trust(s) appear open (within 15 years); aggregate amount $930,000.00. These trusts were recorded by current ownership chain and remain unreleased. Remedy: PRIORITY: Locate releases/satisfactions, confirm payoff, or obtain subordination. These are likely active liens affecting marketability and financing.
- FYI Historical trusts - out of ownership chain (Docs #9700013868) Detection: unmatched — 1 trust(s) appear open; aggregate amount $0.00. Remedy: No action required - informational only. Verify these trusts relate to different properties or prior ownership periods.
- FYI Release references missing underlying instrument (historical, 10+ years) (Docs #9800047001) — 1 historical release/COS reference number(s) (10+ years old) not found in record set. These may reference pre-digital records or instruments outside search scope. Remedy: INFORMATIONAL: Document in title report. Not critical for current marketability unless related to open encumbrance.
- FYI Release/COS without related instrument listed (historical, 10+ years) (Docs #2005047560) — 1 historical release-like document(s) (10+ years old) have no explicit related instrument number. Common in older records with inconsistent indexing. Remedy: INFORMATIONAL: Document in title report. May cross-reference using book/page if needed for specific inquiry.
Property Intelligence
- B1905506 Expired Construction/Addition Alteration Repair Applied 04/10/2019, updated 08/04/2025This is a PERMIT REVISION to B1901612. The Revision to the original building permit drawings includes the removal of an interior bearing wall and the installation of a new beam and columns to create an open living area. DCRA issued an approval for Third Party Review and issued Notice of Intent N
- 23-Z-PDRM-00004 Assigned to Technician PDRM/Zoning Review Applied 10/27/2022It is the intention of the owner to build additions to the existing home. On the front of the house, a new enclosed and projecting entryway is intended. On the side of the house, an enclosed porch (built upon a masonry garage) will be demolished and a two-story addition will be built upon the ex
- TPIA19005563 Rejected - Condition Flagged TPIA Applied 02/28/2019
6690 32ND ST NW WASHINGTON DC 20015
Chain of Title Analysis
Complete Title History
Recorded chain of title for SSL 2351 0034: The property was held by Gerald P. Lenoir and Kathryn Ann Lenoir as joint owners through multiple financing transactions from 1997 through 2014. Trust assignments recorded March 4, 1997 (doc 9700013868) and January 21, 1998 (doc 9800004159) transferred beneficial interests between institutional lenders, followed by a deed of trust to Donald J.
Atkins dated February 25, 1998 (doc 9800014311). Bank of America FSB released its deed of trust on June 18, 1998 (docs 9800047000, 9800047001). Additional financing instruments were recorded in 2000 (doc 2000108924 to Michael J. Broker, released 2004), 2004 (doc 2004031617 to Jetta Darr, released 2018), and 2005 (doc 2005041924 to David N. Prensky, released 2014). On September 2, 2014, Kathryn Ann Lenoir conveyed the property to herself and Karen A.
Lenoir as joint tenants by deed 2014080067, accompanied by a contemporaneous purchase-money deed of trust representing standard acquisition financing recorded with doc 2014080068 dated September 2, 2014. On February 5, 2018, Christine Lenoir Romero and The Estate of Kathryn Ann Lenoir conveyed the property to Karen A.
Lenoir by deed 2018012446, suggesting Kathryn Ann Lenoir had died and her estate interest passed through probate or estate administration. Karen A. Lenoir conveyed the property to Uma Iyer and Satish Iyer by deed 2018048177 dated May 14, 2018, accompanied by a contemporaneous purchase-money deed of trust representing standard acquisition financing recorded with doc 2018048178 dated May 14, 2018.
The Iyers subsequently refinanced through deeds of trust dated November 27, 2019 (doc 2019129273, released 2020), April 20, 2020 (doc 2020048791, released 2021), and September 17, 2021 (doc 2021124726 to Roshan Alavi, currently unreleased). Title currently vests in Uma Iyer and Satish Iyer as tenants in common or joint tenants per the May 14, 2018 deed, subject to the open deed of trust recorded September 17, 2021. Note: 25 documents in the full recorded chain; this narrative covers the 15 highest-priority instruments.
Key Title Events
| Date | Document | Event | Parties | Significance |
|---|---|---|---|---|
| 2014-09-02 | 2014080067 | DEED |
LENOIR KATHRYN ANN
↓
LENOIR KATHRYN ANN, LENOIR KAREN A
|
Creation of joint tenancy between Kathryn Ann Lenoir and Karen A. Lenoir, establishing survivorship rights and adding Karen A. Lenoir to title. |
| 2018-02-05 | 2018012446 | DEED |
THE ESTATE OF KATHRYN ANN LENOIR, ROMERO CHRISTINE LENOIR
↓
LENOIR KAREN A
|
Estate conveyance consolidating title in Karen A. Lenoir following Kathryn Ann Lenoir's death, with Christine Lenoir Romero acting as estate representative. |
| 2018-05-14 | 2018048177 | DEED |
LENOIR KAREN A
↓
UMA IYER, IYER SATISH
|
Arms-length sale transferring ownership from the Lenoir family to Uma Iyer and Satish Iyer, representing the first non-family ownership transition in the recorded chain. |
| 2018-05-14 | 2018048178 | TRUST |
UMA IYER, IYER SATISH
↓
BUONASSISSI JOSEPH V, HENNING RICHARD E
|
Purchase-money financing securing the Iyers' acquisition, released December 20, 2019 and replaced by subsequent refinancing instruments. |
| 2021-09-17 | 2021124726 | TRUST |
UMA IYER, IYER SATISH
↓
ALAVI ROSHAN
|
Most recent refinancing creating an open encumbrance against the property, currently unreleased and representing the sole recorded lien. |
Title Anomalies Detected
Entity Discontinuity
MEDIUM ConfidenceIssue: Deed 2018012446 dated February 5, 2018 shows grantors as 'ROMERO CHRISTINE LENOIR' and 'THE ESTATE OF KATHRYN ANN LENOIR' conveying to Karen A. Lenoir. Christine Lenoir Romero does not appear in any prior recorded instrument in the chain, and her relationship to Kathryn Ann Lenoir or Karen A. Lenoir is not established by the recorded documents.
Likely Cause: Christine Lenoir Romero likely acted as personal representative or executor of Kathryn Ann Lenoir's estate, with authority derived from probate proceedings not recorded in the land records. The estate conveyance suggests Kathryn Ann Lenoir died between September 2, 2014 (when she was a joint tenant) and February 5, 2018.
Examiner Notes: Obtain certified copy of probate order or letters of administration from DC Probate Court establishing Christine Lenoir Romero's authority to convey on behalf of the estate. Verify death certificate for Kathryn Ann Lenoir and confirm survivorship rights or estate distribution mechanism.
Party Continuity Analysis
Entity continuity is well-established through cluster analysis for the Lenoir family parties from 1997 through 2018, with Gerald P. Lenoir and Kathryn Ann Lenoir appearing consistently across multiple financing and ownership instruments. Karen A. Lenoir is introduced in 2014 and shares cluster continuity with Kathryn Ann Lenoir through the joint tenancy deed and subsequent estate conveyance. The appearance of Christine Lenoir Romero in the 2018 estate deed represents the only entity discontinuity, as she has no prior recorded connection and no shared cluster ID with other parties, though her surname and role as estate representative suggest a family relationship requiring probate documentation to confirm.
Uma Iyer and Satish Iyer maintain consistent cluster identification from their 2018 acquisition through all subsequent refinancing transactions, establishing clear chain continuity to present ownership.
Chain Gap Finder
Open Trusts
| Doc | Recorded | Trustor | Beneficiary | Amount | Scope | Detection Basis |
|---|---|---|---|---|---|---|
| 2021124726 | 2021-09-17 | UMA IYER, IYER SATISH | ALAVI ROSHAN | $930,000.00 | Property | No release on file |
Historical Trusts (Out of Ownership Chain)
| Doc | Recorded | Beneficiary | Amount | Scope | Note |
|---|---|---|---|---|---|
| 9700013868 | 1997-03-04 | BANK OF AMERICA NT & SA | $0.00 | Property | Pre-ownership |
Suspected Matches
- None
Unresolved
- None
Ownership Determination & Rationale
Evidence
- 2018048177 — 2018-05-14 ownership: basis/evidence
- Owner(s) currently listed on DC Tax Roll (MyTax DC): IYER, SATISH, IYER, UMA
Notes
- DC Tax Roll verification (as of 2026-03-28): Property listed under IYER, SATISH, IYER, UMA. Source: DC MyTax (live OTR).
Title Risk Intelligence
Risk Analysis
Risk Impact Matrix
| Risk | Severity | Exposure | Timeline | Probability |
|---|---|---|---|---|
| Outstanding Deed of Trust | HOTFIX | MEDIUM | Before Closing | HIGH |
Underwriter Perspective
- Open deed of trust recorded 2021-09-17 (doc 2021124726) in favor of ALAVI ROSHAN securing $930,000 — requires payoff and satisfaction at closing
Secondary Findings
Title Cure Roadmap
Critical Actions (Before Closing)
- Clear Open Deed of Trust — Confirm current beneficiary and outstanding balance for trust 2021124726 (recorded amount: $930,000) recorded 2021-09-17 in favor of ALAVI ROSHAN. No release has been recorded as of the examination date. Obtain a payoff statement and secure a recorded reconveyance or release prior to or at closing. If the beneficiary cannot be located or the obligation appears extinguished, obtain recorded evidence of discharge, satisfaction, or non-attachment.
Non-Critical Follow-Ups
- Out-of-Chain Trust — Review and Document — Trust 9700013868 dated 1997-03-04 in favor of BANK OF AMERICA NT & SA predates current ownership and is not attributable to IYER, SATISH or IYER, UMA. No curative action required — confirm non-attachment to subject property and retain documentation in title file for underwriter review.